FAQs about Title Pawn in Georgia


When you need to get cash in your hands quickly, you might consider doing a title pawn in Georgia. Here’s what you should know about this type of loan before starting the application process.

What is a title pawn?

Sometimes called a “title loan” in other states, a title pawn allows you to sell your vehicle’s title (the certificate of ownership) for cash. After your financial situation has improved, you can buy the title back.

How much cash can I get?

How much money you receive depends on the value of the vehicle. The maximum amount is usually $15,000. Lenders determine the value of your car based on nationally recognized pricing guides and a physical inspection of the car’s condition.

How do I qualify?

First, you must own the vehicle outright and have its title in your name. To start the title pawn process, you’ll need to present the vehicle, its title, and a photo ID. Also, you must be 18 or older.

Do I need a bank account?

No, you don’t need a bank account. Depending on the monetary amount, you’ll either receive cash or a check that can be cashed without an account.

Can I still use my car during the loan?

One of the biggest benefits of title pawns versus pawning other possession is that you can keep and drive your vehicle while it’s pawned. However, you won’t own it until you buy back the title. Make sure you understand the conditions of the agreement — including how to buy your title back — before signing any papers.

How long will it take to get cash?

The application and approval process is rapid. Many clients walk away with cash in hand in as little as 30 minutes.